Major Changes to Walmart Layaway 2021! Here’s What You Need To Know!

The holidays are such a special time of the year and finding the right gift can make all the difference. One way that’s really helpful for shoppers is using Walmart Layaway! Unfortunately, we are hearing some disappointing news and it may not be an option this year! Here’s everything that we are hearing about Walmart layaway for 2021!

Will Walmart Offer Layaway in 2021?

The holidays are going to look different this year but I am still looking forward to gathering around the Christmas tree with family and friends! I know a lot of our readers look forward to using layaway to help with their gift purchases but it sounds like the traditional layaway will not be available this year. BUT you do have some options! Let me share with you all the details and what’s available for you!

Walmart Holiday Layaway 2021 for Christmas – Everything you need to know

There has not been an official statement from Walmart about layaway for 2021. So there’s a chance your local Walmart is going to offer it. One of the best ways to see if it’s available at your store is the Layaway store locator.

If your local store is offering layaway then keep in mind you will want to maximize the layaway program and use it early. The Walmart Layaway is only available for in-store purchases so keep that in mind.

More Walmart Layaway Options

We are bummed to hear layaway isn’t available at most stores. But you do have some options. Walmart has partnered with Affirm to bring you a buy now, pay later. You will need to see if you qualify for the amount you want to spend. Once you are approved, you will choose between 3-24 month payment plans. Keep in mind that you will pay between 10-30% APR.

What is Affirm?

As we mentioned above, Affirm is basically a financing option that you can use at Walmart. Once you have been approved, you can pick your items and then your payback options. You will need a mobile number from the U.S. to verify your eligibility. They want to make sure it’s really you creating the account. They may offer 0% APR financing at Walmart.com on select products. When you are shopping online, look for labels offering “0% APR with Affirm.”

What Items can I put on Walmart Layaway 2021?

The list of items that you can use Affirm with is pretty big! That makes it really helpful to use it for just about anyone on your shopping list! Here is the list of what’s available:

Eligible categories

- Electronics
- Video Games
- Toys
- Home
- Arts & Crafts
- Musical Instruments
- Home Improvement
- Auto
- Sports & Outdoors
- Tools
- Baby
- Jewelry
- Apparel

Can I use Walmart Layaway on Black Friday Deals?

This year’s holiday shopping is going to look a lot different this year! We already know that Walmart Stores will be Closed on Thanksgiving Day. The Walmart Black Friday deals may not be limited to just one day but spread out over multiple days or weeks. So you would be able to use Affirm for Black Friday deals.

Buy Now Pay Later With Klarna

There are companies like Klarna that offer the ability to buy now and pay later with no interest and no fees! Right now, Walmart doesn’t accept Klarna but there are a bunch of stores that do! It works like this. You can shop your favorite stores through the Klarna App or at the store and checkout with Klarna. They have different options for making payments. If you choose the Pay in 4 option then it’s interest-free payments, paid every 2 weeks. So that’s similar to layaway. You can use Klarna at Lululemon, Under Armour, Macy’s, and more! See the full list here!

10 Most Popular Items at Walmart! Shop early before they sell out!

People usually use layaway for big-ticket items. So you will want to shop early for those popular items! There are items each year that sell fast and you may not be able to find them in December. Here are 10 items to consider getting early:

1. Nintendo Switch

The Nintendo Switch continues to be a HOT item! If you are buying one for the holidays then jump on them early!

2. Walmart TV

People are always looking for Walmart TV Deals around the holidays! You will find a great selection of TVs and really awesome deals!

3. Laptop Deals

Don’t miss all the Walmart Laptops on Sale during the holidays!

4. Ride On Toys

Do your kids dream of having a Ride On toys next to the Christmas tree? These toys are always popular and a big hit at Christmas!

5. Roomba Deals

Will you be buying an iRobot Roomba this year? Check out all the Best Roomba Deals that we find and then add one to your cart!

6. Apple AirPods

Every year we get a lot of questions about the Best Apple AirPods Deals and Walmart will have them on sale!

7. iPad Deal

Go grab your iPad Deals at Walmart! Plan ahead and have it for the holidays!

8. Bikes on Sale

Kids Bikes have been selling like crazy this year! If you plan to get one for the holidays then you definitely want to get yours soon!!

9. Put a Trampoline on Layaway

Are the kids wanting to jump on their own trampoline? Check out all these Trampoline Deals!

10. Basketball Goals

Don’t miss the Basketball Goals on Sale that we find at Walmart!

Walmart Layaway has always been a convenient way for people to plan holiday shopping. Have you used Walmart Layaway in the past? How will this affect your holiday shopping this year? Let us know in the comments!

September 21, 2021